Our pricing for businesses is clear, transparent and risk-free:
- No setup fees.
- No monthly or annual fees.
- No fixed-term or binding agreements.
- We charge only 3.3% fee from your payments.
Registration is free, there is no binding contracts and the service can be tried out for as long as you like. We want every business in Hopoti to succeed, so we help in chat and email, and if necessary, also by phone, online training and appointments. Hopoti is a full service partner for your business.
We only charge fees for payments
All we charge is a sales commission of the payments processed by Hopoti, which is 3.3% of the total price. The commission is charged for the entire payment (total price, including tax), and the current rate of value added tax is applied in countries where needed. The minimum commission before tax is EUR 1 / AUD 1 / GBP 1 / SEK 10 per transaction, please note that the additional payment method specific costs described below may apply.
Payments straight into your account
We transfer the payments directly to your bank account with the following appropriate payout schedule:
- Weekly rolling cycle with 2 business day delay (Monday).
- Other customized payout schedule depending by country.
Hopoti’s sales commission is automatically deducted from the payout, and the payout always includes the total payment, regardless of the payment method selected by the client.
Additional payment method specific costs
Hopoti’s basic prices outside Finland include all European debit and credit cards. A list of additional payment method specific costs can be found below. The current rate of value added tax is applied.
- American Express +1.9%
- In Europe: Debit and credit cards issued outside Europe +1.9%
- In Australia: Debit and credit cards issued outside Australia +1.9%
We recommend enabling all payment methods for clients, as even if some card payments entail a small additional cost only a very small portion of clients, less than 5% according to our statistics, uses these payment methods.
Reverse charge on VAT
If your company has registered as liable for value added tax in the EU (outside Finland), the VAT liability can be transferred directly to your company. This means that we do not charge the rate of value added tax in our sales commissions, and your company is liable for the value added tax of the service commission in your country. Be sure to follow your country’s taxation principles!
🇫🇮 Finland: Additional payment method specific costs
By default, the most common payment methods used in Finland are made available, but these can also be disabled by contacting our customer service. A list of additional payment method specific costs applied in Finland can be found below. The current rate of value added tax is applied.
- Card payments +1.4%
- Masterpass +1.4%
- MobilePay +1.4%
- Pivo +1.4%